 You are in retirement or moving towards retirement and you receive an inheritance. What do you do with the money or the property?
The answer depends on several factors. What is your current financial situation? What do you expect your financial situation to be in the short term and in the long term? Too many people have little or no idea because they have not done proper planning during the income producing years. You definitely should not expect an inheritance to pay for the rest of your life. Things happen. People live longer. Your planning should revolve around your resources, not someone else’s. After evaluating your Money Life, it is time to figure out what to do with the inheritance. Write down your goals (with your spouse, of course). Put together a plan. Then, take action; follow your plan. If you wish to work with a financial person, choose someone who is a fiduciary, someone who by law must put the client first, someone who does not make money by selling financial products. If you don’t need the inheritance, think of your Legacy. Your legacy is what you pass on to your descendants as well as your personal contribution to all mankind in the future. Pay it forward; leave the world a better place than you found it. Money Coach Bill Stanley is a Registered Investment Adviser, a fiduciary who does not sell financial products. He educates and he coaches. Bill’s passion is financial literacy for all. His book, “Money Sense for Young Professionals” is a perfect gift for that child or grandchild who is interested in a better money life. Bill has started a private nonprofit, the William Stanley Foundation, as part of his legacy.
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Cool weather is around the corner, and nothing beats sitting down to a hot bowl of soup on a Fall day! We’ve gathered some delicious hearty fall soup recipes that will tickle your taste buds and warm your soul. According to Fiona Kirk, in her bestseller “Soup Can Make You Thin”, “The wealth of ingredients in a bowl of soup provides a good balance of carbohydrates, protein and fats as well as the vitamins and minerals required to create energy and keep us firing on all cylinders.” Just click on the links for the full recipes! Enjoy! 1. Creamy Chicken and Dumpling Soup        What are the top reasons that you should eat soup? Well, here we go: Soup is delicious. It can be a comfort food and is easy to make. With only a few ingredients, you can make a bowl of hearty soup for a cool evening. Soup is good for your health. Soup is an easy way to add vegetables to your daily meals. Healthy veggie soups are highly recommended. Soup can help you lose weight. Soups can be slimming. Depending on the type of soup, it can contain minimal, nutritious calories. Soup makes you feel full. Since soup fills you up, it’s ideal to eat at the beginning of every meal. Soup is affordable to make. Making soup doesn’t require a lot of money. Buy vegetables, fruits, and broth. For a small cost, you can make a lot of people feel full and healthy. Soup can make you feel better. Ever wondered by chicken soup is always given to the sick? It is because soup is great for people who are sick. It is easily digested and is filled with health benefits. These delicious fall soup recipes are sure to please! Related Fall Weather Recipe: Crock Pot Recipes You don’t want to miss our suggestions for Over 50 hobbies and activities that are fun and engaging. Baby boomers are unlike any prior generation because of their attitudes and lifestyles. As research shows, in terms of their hobbies and interests, baby boomers are not going to settle for your usual bingo night as they get older. They enjoy a wide variety of activities ranging from sports and workouts to enjoying their rock ‘n’ roll music. Even though many boomers care for aging parents as well as children, they still find time for their favorite activities. So what are popular baby boomer pastimes? Source… 1) Social and Spiritual Experiences 2) Exploring Tech 3) Home Improvement and DIY 4) Dating 5) Aqua Activities 6) Volunteering 7) Extreme Sports 8) Enjoying Music 9) Career Changes 10) Staying Fit  During retirement each day allows for the freedom of choice. It also allows the retiree to explore new things as a well-deserved reward for all of the hard work accomplished after years of employment. However, it can be quite a challenge to keep things interesting during those long periods of time every day. There are, of course, those occasional projects and tasks around the house. But, when you think about filling 20 to 30 years of significant and worthwhile things to do, the task may seem a bit overwhelming. An example of a specific activity is taking a trip to someplace you and your spouse/friend have never been before. The fun is actually in the planning. This is a great way to create memories that will be with you forever. Another example is to join a sporting group or team. You will not only get into shape, but you will also make new friends. Here is a list of fun and entertaining ideas to keep retirement anything but mundane: Fun in Retirement What would you add to this Over 50 Hobbies and Activities?
 Did you know that timing is everything in terms of healthy eating?
That's the word from researchers who claim the time of day that you eat may be just as important for your health as what you eat. Having your meals in a consistent window of 8 to 10 hours may help prevent and manage chronic diseases such as diabetes and heart disease, according to the authors of a new study published online Sept. 22 in the journal Endocrine Reviews. "People who are trying to lose weight and live a healthier lifestyle should pay more attention to when they eat as well as what they eat. Time-restricted eating is an easy-to-follow and effective dietary strategy that requires less mental math than counting calories," said researcher Satchidananda Panda (Salk Institute for Biological Studies in La Jolla, CA). Intermittent fasting not only improves sleep and a person's quality of life, it also reduces the risk of diabetes, heart disease and obesity according to the authors of the study. Time-restricted eating is a type of intermittent fasting that limits eating to a certain number of hours each day. Intermittent fasting is a popular diet trend used to lose weight, improve health and simplify lifestyles, researchers said. The study found that when eating was restricted to fewer than 12 hours a day, sleep and quality of life improved. At the same time, risks for heart and liver disease and obesity decreased. Recent research has shown that genes, hormones and metabolism rise and fall at different times of the day. Aligning when we eat with the body's internal clock can optimize health and reduce the risk of chronic conditions. "Eating at random times breaks the synchrony of our internal program and make us prone to diseases," Panda said. "Intermittent fasting is a lifestyle that anyone can adopt. It can help eliminate health disparities and lets everyone live a healthy and fulfilling life." SOURCE: Endocrine Society, news release, Sept. 20, 2021 For all the pumpkin lovers out there, we have three delicious Pumpkin Dessert Recipes for you! They can be used for casual or more formal occasions. They are sure to please everyone! Pumpkin Dessert Recipes: Pumpkin Lasagna This Pumpkin Lasagna is a take-off of the ever-popular meat/tomato sauce lasagna. This is a great way to prepare a delicious dessert for eight or more.  Ingredients For crust:
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Pumpkin Cheesecake Dip This Pumpkin Cheesecake Dip is scrumptious served with chocolate graham crackers and shortbread-type cookies. The combination of flavors is outstanding!  Ingredients
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No Bake Pumpkin Oatmeal Cookies These No Bake Pumpkin Oatmeal Cookies are divine and simply melt in your mouth! If you love pumpkin, this is your time of year…pumpkin everything!  Serves: 36 cookies
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Check out these Delicious Fall Soup Recipes: Soup So, what is your coffee preference? How do you like your coffee? With cream and sugar, flavored, a complicated mixture of things, or straight-up black? These coffee preferences may best describe your personality. Whether you have a cup of coffee in your hand all day or just need a little boost in the morning, how you drink your coffee and what kind of coffee you drink says a lot about your personality. 1) Those people who take cream and sugar with their coffee are good at being pleasant and small talk. If you don’t have anything nice to say, you can just sit back and sip your coffee. 2) Then there are the folks who need flavored coffee. Sure, a peppermint flavor or a little hazelnut can have its place once in a while, but it’s not an everyday flavor. You’re the kind of person who needs to mix it up all the time and always have a surprise in store! 3) If your coffee type is a complicated one that’s ordered in a coffee shop where you need to say several words to describe it, my guess is that you’re the type of person who showers and puts on makeup before heading to the gym. Well, maybe that’s not all bad!! 4) For those of you who drink straight-up black coffee, I’m assuming you’re a get-it-done person. No muss, no fuss. You take your coffee straight up, and you dish it out straight, too. Chances are I’d have a coffee with you.  The kind of coffee – Dark Roast, French Vanilla, Dark Roast Decaf and everything in between will be left for another time. Frankly, for me it depends on my mood and the time of day as to the kind of coffee I prefer…although, I don’t like it too strong! What about your coffee preferences and the pandemic? A majority of respondents (59%) said the pandemic disrupted their coffee habits in a way they weren't expecting! Nearly half (46%) of American coffee drinkers have tried different types of coffee at home since they weren't able to visit their favorite coffee shop. Some individuals (42%) even tried to recreate their favorite go-to coffee orders at home...including latte art! Source... So…What about you? How do you like your coffee…what is your coffee preference? Leave a ‘Comment’ below! What is Your Coffee Preference? Autumn Leaves Changing Colors As summer ends and autumn comes Days get shorter, misty and cold And in this spectacular season Nature’s beauty graciously unfold Trees get ready to slow down And in autumn take some rest And show amazing colors of love That are all at their best  Green fades away quickly And yellow and orange appear To show off their vibrant hues And warmup their surrounding dear Sunlight and cool nights of autumn Help leaves to turn orangish red And combine all things smoothly To add magic in season’s lovely bed And all this shedding and replacement Of leaves continue throughout the year And trees only shed leaves in autumn To prepare for another winter dear This is God’s spectacular display Of beautiful colors of the fall During which many changes occur Including yellow, orange and red of all. ***Inspired by the changing colors of Autumn in Canada. Enjoy Autumn with these Pumpkin Dessert Recipes - Click Here
1) Canteloupe – One serving has just 46 calories and nearly a day’s worth of vitamins A & C. It’s also a very good source of potassium. Eating it raw or making a fruit salad with a little feta and mint makes a delicious summer lunch.
2) Zucchini – Wow, only 29 calories in one cup and is high in fiber, vitamins A, C and K and also potassium. It also adds bulk and substance to your diet. Zucchini is versatile in that it can be grilled, eaten raw, stuffed, made into chips or used to replace noodles in homemade lasagna. 3) Eggplant – This purple beauty is a good source of vitamins B6 & K as well as being a very good source of fiber. It is also low in calories and contains antioxidants that fight disease. The purple color is a cue that it will benefit the heart and memory. Prepare it sautéed, grilled or cubed in a stir fry or on a sandwich. 4) Blackberries – Blackberries are a good source of potassium and vitamins E, C, K & manganese. They are also loaded with fiber and antioxidants. Other benefits include protecting the heart and lowering blood pressure. They add a nice taste to a glass of ice water or seltzer or add them to salads. Blackberries are popular in baked goods as well. 5) Yellow Summer Squash – This is also known as “crookneck or straightneck” squash. It is rich in fiber, vitamins C, K, and potassium and has very few calories. Prepare it grilled, in a summer soup or be creative and use it as a pizza topping. A culinary tip: A grilling basket or tray is a very easy way to prepare veggies alongside your main meal on the grill. It makes for easy clean up and no mess in the kitchen! Let us know which summer super foods are your favorite…Comment Below Read more here: Super Foods Eat Plenty of Summer Super Foods for a Healthier Diet! It’s Time for Fall Decorating! Here’s a poem to get you in the mood… Every season has its special beauty and autumn is no exception. Watching the trees turn from a uniform green to all varieties of gold, yellow and red is a spectacular experience. One can almost be blinded by the fiery brilliance. How can it be that all this beauty is sign of death and decay? With all this beauty there is a certain sadness in knowing that the changing colors foreshadow the arrival of a long cold winter. (Source…) There are so many ideas out there for fall decorating that it is difficult to choose favorites. Here are three fall decorating ideas that are especially appealing. They are also easy to put together! Fall Decorating – Fall Pumpkin Chair Let’s start out with something for the porch or for any room of the house to add that touch of fall…a Fall Pumpkin Chair! How cute is this and easy to paint. Look around your house for an appropriate chair or make a trip to the thrift store. You can use this chair year round by using a cushion other times of the year  Fall Decorating – Rustic Fall Table Centerpiece This rustic fall table centerpiece is made from old fence boards and filled with candles, pumpkins and gourds. If you can’t find fence boards, any distressed wood would do the trick.  Fall Decorating – Fall Décor Mailbox For those of you who still have a mailbox, this simple display gives an inviting touch to your yard and home. It also doesn’t interfere with the delivery of mail! Be creative and use flowers and ribbon of your choice that will accent your house.  Fall decor is abundant in the stores and online. However, don’t forget about shopping at thrift stores and second hand stores. When people clean out cupboards, drawers and closets, they get rid of seasonal items as well as normal everyday items.
Images - Courtesy of Pinterest By Chef Stevie Winsborrow Contactus@khronologyfit.com Here is a great vegetarian or vegan entree that goes well with a side salad. Try chilling the patties before cooking if you have the time; this will help keep the shape while they cook. Drizzle with your favorite healthy ranch dressing. To make these vegan, omit the cheese and use nutritional yeast, and use aquafaba or flax eggs. Serves 4. Ingredients 2 cloves garlic, minced 1 cup broccoli, lightly steamed and chopped 1 shallot, minced 1/2 cup grass fed or goat cheddar 1/2 c parmesan cheese 2 c cooked tricolor quinoa 1 c gluten free panko bread crumbs or almond flour 2 pastured eggs 1 tsp paprika 1/2 tsp sea salt 1/2 tsp black pepper basil, parsley, lemon zest and dill to taste Mix all in a mixing bowl. Shape into patties. Fry up in a skillet in enough olive oil to coat bottom of the pan. Enjoy :)  Broccoli Quinoa Cakes |
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