Halloween is a fun-filled time of year and is enjoyed by people of all ages. Good news…these great Halloween decorating ideas are easy to assemble!
Give this pumpkin a ghostly message in a few minutes with some glue, a jar of black buttons, and an elegant bow.
Hot glue googly eyes to ping pong balls, then hot glue to a foam or straw wreath.
A Halloween Skeleton at the Spa!!
Halloween Party – fill the tub with bubbles, set a skeleton to relax.
The spiders, eye mask & turban add the perfect touch!
Have you checked on this retirement expense lately? What we’re talking about is the annual cost of a private room in a nursing home. Well, let’s just say it has cracked the six-figure mark ~ $100,375! This is according to Genworth Financial in their 2018 Cost of Care Study.
This rising cost of care has outpaced inflation. Where you live in the U.S. makes quite a difference. You can calculate the cost of care by state here: Cost of Care
A growing number of older adults need specialized care. However, there is a shortage of skilled workers — both of which raise care expenses.
Look at these numbers:
It’s Time to Plan Ahead by Identifying How You’d Like to Receive Care:
Planning for your care as you get older is very important and can be daunting. You might want to work with an advisor to lay out a plan of where and how you would like to receive care.
Some retirees may spend money on the more moderate cost of receiving home care. There’s the possibility of having a home health aide come to visit. However, circumstances can change quickly which could lead to an assisted living facility or nursing home.
Long-term care insurance might be an option but becomes more expensive the longer you wait.
Select trusted individuals to oversee your medical care decision making. This may include family members as well as other expects in the field of financial planning and medical care.
Related Financial Post: Spend Good Money
A Huge Financial Decision for this Retirement Expense!
While it’s definitely a good thing to save money and be frugal about your spending habits, there are some things you should spend good money on. Yes, we mean SPLURGE on! These items are important to spend money on because they will last a long time and add to the quality of your life.
A Good Mattress — You need a good mattress because you need a good night’s sleep! Sure you could save a few bucks with the cheaper mattress, but is a stiff neck and a bad back worth it? If you can’t invest in a good mattress, try a memory foam mattress topper. This Sleep Innovations Memory Foam topper is amazing and can make your bed comfortable. If you are ready to buy a new mattress, try a Casper Mattress. It is made completely of memory foam and is designed to support your body in all the right places.
A Set of Quality Kitchen Knives — If you buy a quality set of knives, they’ll last a long time. You probably spend a lot of time in the kitchen. Good knives can make preparing dinner so much easier. Check out this list of Good Housekeepings Kitchen Knife Reviews to find your next set.
A reliable car — If you are considering a new car, do your homework and get a good one. A good place to start is Consumer Reports Car Buying Guide. Whether you are buying new or used, they have the best info on which cars last the longest and how owners like their cars over time. Always check into warranties. I bough a secondhand car that included a bumper to bumper warranty for two years.
A Basic Toolkit — This doesn’t have to cost a lot of money, but it is definitely a necessary thing to have. You never know when you’ll need a screwdriver or hammer. If you purchase a toolkit in a case you will always know where everything is located. Check out this toolkit for less than $40 and has most everything you’ll need for your home.
A Good Pair of Shoes — Gloria Hunniford wrote, “Always buy a good pair of shoes and a good bed as if you aren’t in one you are in the other.” This is true! If we aren’t sleeping, we are usually on our feet, right? We need good support. Your best bet is to get a foot or gait analysis done at a serious running store such as the Colorado Running Company. You can also go online to check out walking or running shoe reviews.
Related Post: Retirement and Money
Don’t be Afraid to Spend Good Money on your Basic Needs!
We think you would like some healthy Halloween snacks ideas since Halloween is fast approaching. These can be made any time soon and especially for your Halloween party.
These are all easy to make. They are fun food crafts for kids to make. The best part is that they are not as messy as some food crafts!
This is actually a good way to get kids and adults alike to eat fun, healthy snacks any time of the year!
Orange and Black Fruit Kabobs
Make these delicious fruit kabobs with chunks of cantaloupe, black raspberries and blueberries. Put them on long skewers and you have an attractive snack or party food for Halloween. They are actually good anytime of the year!
Ghosts and Pumpkins Fruit Snacks
Make these fun Healthy Halloween Snacks with bananas and clementines. A little chocolate can be used for the eyes and nose on the bananas. A little slice of celery can be used for the stem of the clementine pumpkin. Be creative and use whatever comes to mind to produce the look of a ghost and a pumpkin!
Halloween Witch’s Broomstick
Now this is a fun way to incorporate healthy Halloween snacks into your diet with a little protein! These are made with pretzels and string cheese. How easy is that? You might want to decorate the plate with a craft witch or two to make it even more attractive.
Healthy Halloween Snacks – Have a fun and safe Halloween!
Seasonal Related Post: Pumpkin Fall Centerpieces
It’s Time for Fall Decorating!
Here’s a poem to get you in the mood…
Every season has its special beauty and autumn is no exception.
Watching the trees turn from a uniform green to all varieties of gold, yellow and red is a spectacular experience.
One can almost be blinded by the fiery brilliance.
How can it be that all this beauty is sign of death and decay?
With all this beauty there is a certain sadness in knowing that the changing colors foreshadow the arrival of a long cold winter.
There are so many ideas out there for fall decorating that it is difficult to choose favorites. Here are three fall decorating ideas that are especially appealing. They are also easy to put together!
Fall Decorating – Fall Pumpkin Chair
Let’s start out with something for the porch or for any room of the house to add that touch of fall…a Fall Pumpkin Chair! How cute is this and easy to paint. Look around your house for an appropriate chair or make a trip to the thrift store. You can use this chair year round by using a cushion other times of the year
Fall Decorating – Rustic Fall Table Centerpiece
This rustic fall table centerpiece is made from old fence boards and filled with candles, pumpkins and gourds. If you can’t find fence boards, any distressed wood would do the trick.
Fall Decorating – Fall Décor Mailbox
For those of you who still have a mailbox, this simple display gives an inviting touch to your yard and home. It also doesn’t interfere with the delivery of mail! Be creative and use flowers and ribbon of your choice that will accent your house.
Fall decor is abundant in the stores and online. However, don’t forget about shopping at thrift stores and second hand stores. When people clean out cupboards, drawers and closets, they get rid of seasonal items as well as normal everyday items.
More Fall Decorating Ideas: Pumpkin Fall Centerpieces
So many people, especially those Over 50, are looking for ways to assure better sleep!
These ten tips are simple and can be easily incorporated into your day and evening routines.
Getting enough sleep is important because it helps you feel better during the day. Sleep also plays a critical role in maintaining your good health. according to The Sleep Council.
You need to “power down” your brain if you’re going to sleep well. Meditation is a great way to give your brain a break. Label your bedroom as a worry-free zone so you can sleep soundly.
Keep everything that relates to work or stress in a separate room which is physically separated from where you sleep. That means your phone, TV, paperwork, bills, etc., will be out of sight and, hopefully, out of mind!
Did you know that we spend 33% of our lives asleep? Therefore, improving sleep means improving 1/3 of your life!
More Healthy Living: Coffee Drinkers
Better Sleep is at Your Fingertips!
Take the Baby Boomer Memory Test to see how well you remember the Baby Boomer Generation!
NOT a pushover test.
It’s a Baby Boomer generation test!
Get ready for 20 questions. Write down your answers so you will not forget!
Answers at the end.
No peeking! Good luck!
Below are the right answers to the Baby Boomer Test:
1. D – Wonder Bread
2. G – Cassius Clay
3. B – He Is us
4. A – Good night, Chet
5. G – When you brush your teeth with Pepsodent
6. D – Maynard G. Krebs
7. C – Pants on fire
8. F – The American Way
9. C – It’s Howdy Doody Time
10. E – Oh my
11. D – Over 30
12. C – Joe Namath
13. G – A little dab’ll do ya
14. G – On Blueberry Hill
15. B – Mary Martin
16. G – John, Paul, George, Ringo
17. D – Who wrote the book of Love
18. B – Cause I eats me spinach
19. A – Smile, you’re on Candid Camera
20. F – Melt in your mouth not in your hand
Thanks for taking the Baby Boomer Memory Test!
More Fun: Puzzle
Another Test: Memory Test
Now is the time to plan your centerpieces for your fall entertaining. These pumpkin fall centerpieces are elegant yet easy to make. They can be created in the next couple of weeks and will last through Thanksgiving depending on whether you use fresh or silk flowers in the centerpiece.
Using natures beautiful flowers, pumpkins, berries and candles, these centerpieces will be a highlight on your holiday table. Home decorating can be very elaborate or very simple…whatever fits your lifestyle!
Use a container of some type, such as a tin can or plastic container to put in the middle of the pumpkin to hold water so the flowers won’t wilt. You can also use silk flowers which will give the centerpiece a longer life.
We selected four pumpkin fall centerpieces that we thought were beautiful and wanted to share with you. Use your imagination when it comes to decorating with pumpkins. You might even want to combine a couple of these ideas with your own original pumpkin fall centerpieces!
The Top Four Pumpkin Fall Centerpieces
Pumpkin with Roses, Apples and Greenery
Mums, Berries and Variety of Flowers in a ‘Scrolled’ Pumpkin
Roses, Greenery and Variety of Flowers in a Pumpkin with Lid
You don’t want to miss our suggestions for Over 50 hobbies and activities that are fun and engaging.
Baby boomers are unlike any prior generation because of their attitudes and lifestyles. As research shows, in terms of their hobbies and interests, baby boomers are not going to settle for your usual bingo night as they get older. They enjoy a wide variety of activities ranging from sports and workouts to enjoying their rock ‘n’ roll music.
Even though many boomers care for aging parents as well as children, they still find time for their favorite activities.
So what are popular baby boomer pastimes? Source…
1) Social and Spiritual Experiences
2) Exploring Tech
3) Home Improvement and DIY
5) Aqua Activities
7) Extreme Sports
8) Enjoying Music
9) Career Changes
10) Staying Fit
During retirement each day allows for the freedom of choice. It also allows the retiree to explore new things as a well-deserved reward for all of the hard work accomplished after years of employment. However, it can be quite a challenge to keep things interesting during those long periods of time every day.
There are, of course, those occasional projects and tasks around the house. But, when you think about filling 20 to 30 years of significant and worthwhile things to do, the task may seem a bit overwhelming.
An example of a specific activity is taking a trip to someplace you and your spouse/friend have never been before. The fun is actually in the planning. This is a great way to create memories that will be with you forever.
Another example is to join a sporting group or team. You will not only get into shape, but you will also make new friends.
Here is a list of fun and entertaining ideas to keep retirement anything but mundane: Fun in Retirement
Related Post: Hot Springs Destinations
What would you add to this Over 50 Hobbies and Activities?
Coffee Drinkers…this is for you!
Go ahead. Pour yourself another cup of joe.
“Studies have shown that coffee may have health benefits, including protecting against Parkinson’s disease, type 2 diabetes and liver disease, including liver cancer. Coffee also appears to improve cognitive function and decrease the risk of depression.”
There is a word of caution in the research. There could be some risks. If you drink too much unfiltered coffee (boiled or espresso), you may have mild elevations in cholesterol levels.
There is also a caution for an increase in the risk of heart disease in people with a fairly common, specific genetic mutation that slows the breakdown of caffeine in the body. How fast you metabolize coffee may affect your health risk. There’s always something to put a damper on things!!
Just a reminder…adding cream and sugar to your coffee adds fat and calories. And, sometimes it’s hundreds of calories!
This video from the Mayo Clinic tells you why! There is also important information concerning peanut allergies.
We would love to hear from you on ideas you would like us to investigate and write about.