These Top 7 Considerations will help you focus:
*Shoulder Season – This is the travel season between peak and off-peak seasons, when fares tend to be lower. This season is usually spring and fall. When traveling to Europe it is generally April through mid-June, September, and October. Now, get busy planning a vacation that is long, overdue! Related Post: Colorado Vacations More info on Planning a Vacation during this COVID 19 era: Travel
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Summer Kick off Concert with Martini Shot! Hosted by Stargazers Theatre and Event Center & Rocky Mountain Vibes Baseball For Tickets: Click Here July 17, 2020 - Location - UC Health Park - Colorado Springs There is both Stadium Seating and Live Stream if you cannot attend the concert in person! ********************************************************* Summer "Vibes" Jazz Concert Hosted by Stargazers Theatre and Event Center & Rocky Mountain Vibes Baseball For Tickets: Click Here July 18, 2020 - Location - UC Health Park - Colorado Springs There is both Stadium Seating and Live Stream if you cannot attend the concert in person! Sometimes we underestimate the health benefits that are sitting in our own cupboards! Learn more here about the health benefits of honey and especially for the Over 50 crowd. Honey is one of nature’s natural sweeteners, but it also has many health benefits you may not be aware of. Honey is loaded with antibacterial and anti-fungal properties that have been used and appreciated since Ancient Egypt. Check out the many health benefits below, and start using more “liquid gold” in your daily routine to reap it’s benefits! All Natural Energy Drink Honey is comprised of 80% carbohydrates, so even one teaspoon is a big boost of energy for your body. It’s an all natural form of glucose and fructose, and it’s liquid form means it enters your bloodstream quickly when a much needed energy boost is required! Add it to tea or lemon water for a quick pick me up! Alleviates Allergies Honey has anti-inflammatory properties and many say it helps to soothe coughs and reduce symptoms of seasonal allergies. There are no clinical studies proving its efficacy, but Dr. Matthew Brennecke, a board certified naturopathic doctor in Fort Collins, Colo. says “A common theory is that honey acts like a natural vaccine.” It contains small amounts of pollen, which if the body is exposed to small amounts of it, it can trigger an immune response that produces antibodies to the pollen. “After repeated exposure, you should build up these antibodies and the body should become accustomed to their presence so that less histamine is released, resulting in a lesser allergic response.” Boosts Memory Honey is full of antioxidants that may help brain cells. A 2011 study published in Menopause found that a daily spoonful of Malaysian honey may boost postmenopausal women’s memory. After four months of taking 20 grams of honey a day, the women were more likely to have better short-term memory than their counterparts who took hormone pills. The brain also needs calcium in order to process thoughts and make decisions, and honey helps with the absorption of calcium! Cough Suppressant Honey’s thick consistency helps to coat the throat and suppresses the trigger to cough. Two tablespoons are said to do the trick! One of the great health benefits of honey! Sleep Aid That’s right! Honey contains many amino acids, including tryptophan which is often associated with turkey – this explains why we get so sleepy after a big Thanksgiving dinner! Honey also helps to release serotonin which is then converted to melatonin, which also helps with a good night’s sleep! Treats Dandruff Mix honey with a little warm water and apply to problem areas on the scalp. Leave it on for three hours before rinsing and it is said to help with itching and scaling associated with dandruff. Treats Wounds and Burns Honey’s antiseptic and antibacterial properties help heal wounds quickly and naturally when applied topically. A 2005 study published in the British Journal of Surgery found all but one patient who suffered from wounds and leg ulcers showed remarkable improvement after applying a topical application of honey. Aren’t these amazing health benefits of honey?
![]() According to an April 2, 2020 article in Forbes, a MagnifyMoney survey found that 38% of investors are worried they’ll lose all their retirement savings due to the COVID-19 outbreak. Millions of Americans have filed for unemployment during this social. This double sledgehammer of job loss and dwindling assets is a hard burden to bear. The need for protecting retirement finances is even greater in the COVID era. Many people are staying in their jobs and delaying plans for retirement – that is, if they have a job at all. Some are losing sleep due to concern about their future. A lot of us feel that we are in the grip of forces beyond our control – all because of an invisible bug/virus which has potentially done more damage to the economy than anything since the great depression. This loss of control and uncertainty can be as damaging as the financial impact itself. Here are some things to consider doing (and not doing). After all, sometimes non-action is preferable to action, especially if your action is driven by emotion or short-term panic. Prepare your financial documents. It’s hard to make financial changes if you don’t have a starting benchmark. Basically, you need to know the details in three areas.
Get relief. If you happen to be one of the many who are taking a big financial hit due to the COVID financial crisis, you may be able to gain relief in the form of delayed mortgage, auto, credit card and other payments – usually without interest or credit report penalty. There are also expanded unemployment and other benefits. Believe in the future. There have been numerous events that caused the stock market to fall – sometimes major and sometimes minor. These include the Spanish Flu pandemic, Great Depression, World War I and II, Korean War, Cuban Missile Crisis, Vietnam War, SARS, MERS, Swine Flu, Ebola, the 2008-2009 housing crisis, and so forth. You get the picture – life happens. However, all of these events have one thing in common, they did not stop the upward momentum of the market. Don’t forget that lots of people sold stocks when the Dow was at its lowest point in 2008, convinced that the worst was yet to come. Yet, between 2008 and 2020 the index rose almost four-fold before dropping due to the coronavirus crisis. Please don’t be one of those who sells at the low point in the market and buys back in again when stock prices are higher. Take advantage of the stock sale. Many great stocks are now “on sale”. Buckle up for the future. You may have heard prognosticators talk about a “V” shaped recovery, meaning that the stock prices imploded quickly but will also come back quickly once they hit bottom. Many health experts predict that the virus will occur in waves, with perhaps significant relief late spring or summer, with another wave of COVID-19 rearing its ugly head this fall. For more about this, read my article about Achieving Financial Peace of Mind in Retirement. As mentioned above, before acting on these recommendations, particularly the purchase or sale of assets, you should talk to a financial professional about the specifics of your situation. Preferably, use an adviser who specializes in retirement finances instead of an individual who is a financial generalist. Chances are your situation and objectives are vastly different than someone who is decades younger and you want an action plan that reflects this. Visit here for more information on protecting retirement finances. |
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