Advice from a very successful Reverse Mortgage Specialist:

A friend recommended I read the book Younger Next Year by Crowley and Lodge. The book is about navigating the last 1/3 of your life in health, strength, and purpose. One of the lines in the book asks if you are preparing to live or preparing to die in your retirement years.









"Are you preparing to live or preparing to die?"

Having worked with senior homeowners for the last several years, I have met both. Those with vision and purpose for the last 1/3 of their lives, find ways to fund their goals and dreams. Those who aren’t willing to live a reduced or diminished life in retirement, live longer and happier lives.

While others who accept that they can’t go here, or can’t do this or that live a life that seems to get smaller. They don’t go out, they do not have friends, and more importantly, they have no vision for the rest of their lives. In reality, they are existing and not living. They seem to be waiting for the end to come, and the sooner the better.

Honestly, the first group is much more enjoyable to work with. They are proactive when it comes to their finances, and most other things in life. They are willing to learn about new opportunities and have decided to live their life to the fullest. Often times they fund their lifestyle in retirement with a reverse mortgage.
So, which one are you? Are you preparing to live or to die in your retirement years? The choice is yours.

Source: The Retirement Years
Credit: Kevin A. Guttman, Reverse Mortgage Specialist

Go ahead. Pour yourself another cup of joe.
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“Studies have shown that coffee may have health benefits, including protecting against Parkinson’s disease, type 2 diabetes and liver disease, including liver cancer. Coffee also appears to improve cognitive function and decrease the risk of depression.”

There is a word of caution in the research. There could be some risks. If you drink too much unfiltered coffee (boiled or espresso), you may have mild elevations in cholesterol levels.

There is also a caution for an increase in the risk of heart disease in people with a fairly common, specific genetic mutation that slows the breakdown of caffeine in the body. How fast you metabolize coffee may affect your health risk. There’s always something to put a damper on things!!

Just a reminder…adding cream and sugar to your coffee adds fat and calories. And, sometimes it’s hundreds of calories!

This video from the Mayo Clinic tells you why! There is also important information concerning peanut allergies.
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